This Domestic Helper will make you think twice about cash remittances!

Have you imagined yourself working for somebody while your loved ones are a million miles away from you? If yes, maybe, your life in the Philippines is truly tough that you have to go overseas for work.

It’s been three awesome years since BeamAndGo was born. Since then, we know that the number one reason many Overseas Filipino Workers leave our country is poverty or better opportunities to support their family. That’s why until now, we’re helping OFWs provide for their family’s needs through our digital gift certificates.

Malapit sa puso ng BeamAndGo ang isa sa mga bansa kung saan ay marami tayong Kababayan na OFWs. Kaya naman, yearly ay nagpupunta at nakikisaya kami sa Hong Kong kasama sila. Continue reading →

Hong Kong Domestic Helper: 8 Things You Should Do On Weekends

Buong linggo ka nang nagta-trabaho. Mag-enjoy ka naman! Your days off are perfect to spend time taking care of your well-being. Ang pagpapahinga mo ay kailangan for a healthy mind and a healthy body. Dahil dito, we’ve made a list of things you can do on the days you aren’t working.

Pero teka muna! Before getting ready for the weekend, make sure you’ve already done the tasks you need to do. Naayos mo na ba ang mga gamit mo? Nakapamili ka na ba ng mga kailangan mo? Nakapag-send ka na ba nBeamAndGo Digital Gift Certificates sa pamilya mo? These are a few of the things you need to do that won’t take up much of your time – lalong-lalo na ang pagpapadala using www.BeamAndGo.com. Within a few minutes, you can already send Supermarket GCs for your family’s grocery shopping! It’s an easy way to take care of your family in the Philippines, even when abroad. Kaya naman proud na proud kami ibahagi sa inyo ang kwento ni Juliet Lindo na taga Compostela Valley, a proud na proud na NCCC and GMall customer ng Pacific Ace!

 

As soon as you have some free time, gawin mo na ang mga ito para naman madagdagan ang oras mo to take care of yourself. Here are 10 things you can do during the weekend or during your time-off, enjoy!

1. Just relax and unwind!

Juliet_Lindo_Blog_BeamAndGo

Unang-una, kailangan mong mag-relax. Hindi ka robot! Try to take a walk near the bay, mag yoga ka katulad ni Ms. Juliet Lindo na taga Hong Kong. Watch one of your favorite shows, and slow down for a while. Hindi mo kailangang magmadali. Makakatulong pa ang pag-relax para makaipon ka ng energy for the work week ahead.

2. Exercise

Juliet_Lindo_Blog_BeamAndGo_taekwondo

May tendency tayong kalimutan na we need exercise to stay fit and healthy. This helps us improve our immune system to prevent us from getting sick. Exercising also helps us improve our mood – dopamine effect yan para happy tayo! It’s good to have at least 30 minutes of physical activity everyday. So kapag hinahatid mo yung alaga mo sa school, counted narin yun! On weekends naman, mag sign up kayo ng yoga, taekwondo, zumba, or hiphop dancing! There’s so many OFW groups to join! Hindi naman kailangang kumuha pa ng gym membership o lumayo kung nasaan ka. You can simply jog around your area or follow an exercise routine on YouTube.

3. Learn a new skill!

Juliet_Lindo_Blog_BeamAndGo_skill

If your body needs it, your mind needs it too! Studying is your way to exercise your mind. Marami kang pagpilian: novels, online articles, blogs, news, at para naman kay Juliet Lindo, otherwise known as “Sweetify” in Facebook, dapat matuto mag sulat ng Chinese at mag converse sa local Cantonese para maging competitive at maging effective sa communication with Hong Kong locals. Basta ang punto ay never stop learning! Bawal ang tamad-tamaran.

4. Go out

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Just because you’re working there, doesn’t mean you can’t be a tourist. Ang mga araw na wala kang trabaho ang oras mo para magpaka-turista! Siguradong marami pang lugar na hindi mo pa napupuntahan d’yan – malls, parks, landmarks, and other tourist destinations. Imagine niyo, may mga magagandang beach pala sa Hong Kong! Makakakuha ka pa ng mga selfie na ipapadala mo sa mga kapamilya mo sa Pilipinas! Disneyland, check! Bida ka pa sa mga anak mo!

5. Eat good food

BeamAndGo-tasty-hong-kong-dim-dim-sum

DimDimSum is the personal favorite of Juliet Lindo! It’s a unique restaurant and surprisingly easy on the pocket! Once in a while, we all deserve to eat good food! Photo taken from scandinaviantraveler.com

 

Paborito nating mga Pinoy ‘to! Although nothing can compare to genuine Filipino cooking, why don’t you try local foods and delicacies where you are? Para maiba naman, diba? Whether those are dumplings in Hong Kong, laksa in Singapore, pasta in Italy or paella in Spain, makakahanap ka ng masarap na pagkain at an affordable price. Since local food is frequently found in each country, siguradong may mga mura kang options para hindi masakit sa iyong bulsa.

6. Go shopping

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Whether it’s for you or or your loved ones, masarap mag-shopping. Kaya nga dito sa Pilipinas, hilig talaga natin ang magpunta sa mga mall. The weekend is perfect for you and your friends to go out and buy stuff (know the differenc between Needs and Wants!). Ang needs ang mga kailangan mo talaga at wants ay pang libangan lang kapag may extra sa budget. But of course, don’t forget to stick to your budget. Minsan may mga manloloko diyan sa Central! Huwag magpaloko sa mga nagtitinda ng fake na mga alahas! Maganda na kayo kahit walang mga mamahaling ari-arihan. Always look for finds na sulit at swak sa inyong budget!

For grocery shopping advice, click here.

7. Start a small business (Hindi ito impossible!)

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Hindi kailangang maging magastos ang weekend mo! This can also be a time for you to work on things you can earn money from. Gaano man kaliit o kalaki ang iyong naipon, siguradong may sideline o negosyong pwede mong pasukan. Pwede kang mag sideline na magbenta ng mga damit, accessories, o kaya naman mag bukas ng maliit na tindahan o sari-sari store. Don’t forget to check your country’s labor laws first and your employer if he or she will allow it! We advice that you consult your respective labor authorities before pursuing a business. If puwede, then go ahead na! Mas maganda kung ang business na sisimulan mo ay hilig mo rin, para natutuwa ka habang ginagawa mo ito. Si Juliet naman ang ginawa ay naging zumba instructor! Sa susunod, baka maging taekwondo instructor narin siya!

8. As a parent, don’t forget to contact your loved ones!

Juliet_Lindo_Blog_children_BeamAndGo

Dahil busy ka buong linggo, sa weekend lang kayo magkakaroon ng mahaba-habang usapan with your family and friends in the Philippines. May time ka dapat to catch up with your loved ones’ lives and to share your experiences with them. Mahalagang mapanatili ang open communication with your family. Kasama sa responsibilidad mo ang maging teacher, cheerleader, best friend, at disciplinarian kung kinakailangan – tulungan ang anak sa pag-aaral, siguraduhin na nagpapaalam sila kapag may pupuntahan, at mag celebrate kapag may mga big achievements!

Kahit malayo ka sa pamilya mo, maraming paraan para maging present pa rin sa mga buhay nila. Sa paggamit mo ng BeamAndGo madadalian kang ipakita sa kanila na mahal mo sila.

You can send Supermarket GCs, gift packages, and more!

BeamAndGo_Merchants _October_2017

 

Let us help you support your family! Sign up now!

Si Juliet natuklasan niya ang BeamAndGo sa Facebook at mula nuon, every month na siya nagpapadala sa mga anak niya sa Compostela Valley. Nagbabayad siya sa Pacific Ace tuwing katapusan ng buwan.

Pacific Ace_BeamAndGo

Kayapag ikaw naman ay nasa ibang bansa, marami pong paraan ang pagbayad sa BeamAndGo. Si Juliet, all she needed was to try it once! And now, she is able to budget her family’s grocery and department store expenses, all because of BeamAndGo

BeamAndGo_PaymentOptions September2017

 

 

8 Things OFWs Can Do on Weekends

Buong linggo ka nang nagta-trabaho. Mag-enjoy ka naman! Your days off are perfect to spend time taking care of your well-being. Ang pagpapahinga mo ay kailangan for a healthy mind and a healthy body. Dahil dito, we’ve made a list of things you can do on the days you aren’t working.

Pero teka muna! Before getting ready for the weekend, make sure you’ve already done the tasks you need to do. Naayos mo na ba ang mga gamit mo? Nakapamili ka na ba ng mga kailangan mo? Nakapag-send ka na ba ng BeamAndGo Supermarket GCs sa pamilya mo? These are a few of the things you need to do that won’t take up much of your time – lalong-lalo na ang pagpapadala using BeamAndGo. Within a few minutes, you can already send Supermarket GCs for your family’s grocery shopping! It’s an easy way to take care of your family in the Philippines, even when abroad.

Click here to send Supermarket GCs now!

As soon as you have some free time, gawin mo na ang mga ito para naman madagdagan ang oras mo to take care of yourself. Here are 10 things you can do during the weekend or during your time-off, enjoy!

1. Just relax

Screen Shot 2016-09-23 at 11.15.20 AM.png

Unang-una, kailangan mong mag-relax. Hindi ka robot! Try to sleep longer, take a soothing shower, watch one of your favorite shows, and slow down for a while. Hindi mo kailangang magmadali. Makakatulong pa ang pag-relax para makaipon ka ng energy for the work week ahead.

2. Exercise

screen-shot-2016-09-23-at-11-18-31-am

May tendency tayong kalimutan na we need exercise to stay fit and healthy. This helps us improve our immune system to prevent us from getting sick. It’s good to have at least 30 minutes of physical activity everyday. Pero kung hindi mo ito nagagawa, it’s good to set a time during the weekend for your work out. Hindi naman kailangang kumuha pa ng gym membership o lumayo kung nasaan ka. You can simply jog around your area or follow an exercise routine on YouTube.

3. Read

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If your body needs it, your mind needs it too! Reading is your way to exercise your mind. Maraming kang pagpilian: novels, online articles, blogs, news, o iba pa. Ito rin ang paraan para maging updated ka sa mga pangyayari sa Pilipinas.

4. Go out

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Just because you’re working there, doesn’t mean you can’t be a tourist. Ang mga araw na wala kang trabaho ang oras mo para magpaka-turista! Siguradong marami pang lugar na hindi mo pa napupuntahan d’yan – malls, parks, landmarks, and other tourist destinations. Makakakuha ka pa ng mga selfie na ipapadala mo sa mga kapamilya mo sa Pilipinas!

5. Eat good food

Screen Shot 2016-09-23 at 11.22.23 AM.png

Paborito nating mga Pinoy ‘to! Although nothing can compare to genuine Filipino cooking, why don’t you try local foods and delicacies where you are? Para maiba naman, diba? Whether those are dumplings in Hong Kong, laksa in Singapore, pasta in Italy or paella in Spain, makakahanap ka ng masarap na pagkain at an affordable price. Since local food is frequently found in each country, siguradong may mga mura kang options para hindi masakit sa iyong bulsa.

6. Go shopping

Screen Shot 2016-09-23 at 11.25.27 AM.png

Whether it’s for you or or your loved ones, masarap mag-shopping. Kaya nga dito sa Pilipinas, hilig talaga natin ang magpunta sa mga mall. The weekend is perfect for you and your friends to go out and buy stuff. But of course, don’t forget that you have a budget, which you have to stick to. Always look for finds na sulit at swak sa inyong budget!

For grocery shopping advice, click here.

7. Start a business

Screen Shot 2016-09-23 at 11.27.29 AM.png

Hindi kailangang maging magastos ang weekend mo! This can also be a time for you to work on things you can earn money from. Gaano man kaliit o kalaki ang iyong naipon, siguradong may sideline o negosyong pwede mong pasukan. Pwede kang magsimula ng online store, mag-invest sa stock market, maghanap ng franchise business, o iba pa. Mas maganda kung ang business na sisimulan mo ay hilig mo rin, para natutuwa ka habang ginagawa mo ito.

8. Call your loved ones

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Dahil busy ka buong linggo, sa weekend lang kayo magkakaroon ng mahaba-habang usapan with your family and friends in the Philippines. May time ka dapat to catch up with your loved ones’ lives and to share your experiences with them. Mahalagang mapanatili ang open communication with your family. Ito ang napamahagi ni Kassy at Mommy Ailen sa post na ito.

Kahit malayo ka sa pamilya mo, maraming paraan para maging present pa rin sa mga buhay nila. Sa paggamit mo ng BeamAndGo, madadalian kang ipakita sa kanila na mahal mo sila. You can send Supermarket GCs, gift packages, and more!

BeamAndGo_Merchants _Sep 22 2017

Let us help you support your family! Sign up now!

BeamAndGo_PaymentOptions September2017

 

Kwentong Beamer: Kanya-kanyang kwento

Unang Yugto

Nagsimula tayo nitong nakaraang buwan sa ating Kwentong Beamer. Nakita natin ang kanilang mga adhikain, mga alalahanin, at ang kanilang dahilan para ng pag-alis ng Pilipinas. Sino nga ba naman ang gustong iwan ang kanyang pamilya?

Ngayon, babalikan natin sila. Sabi nga ng ating pamahalaan, sila ang mga bagong bayani ng ating bayan. Kayong lahat actually. Sa susunod, baka ikaw naman ang maipakita natin sa lahat. Payag ka ba? Sabi ka lang. Gusto naming marining ang kwento mo.

Ang baguhan: Lotlot Jardin

Kaya mo bang hindi makauwi sa mga magulang mo ng Lotlot Jardin (resize)tatlong taon? Hindi biro-biro iyon. Ganyan nga ang naging pagtitiis ni Lotlot Jardin na tubong Quezon.

Good thing for her, she’ll be coming home this month and will be staying for two whole weeks. “Excited na ako makita (ang) pamilya ko.”

Single pa rin si Lotlot; walang asawa’t anak pero sinusuportahan ang magulang pati na ang isang pamangkin na ulila na sa magulang. Sila ang mga dahilan niya para pumunta ng Hong Kong at doon makipagsapalaran. Pero, awa naman ng Diyos, marami siyang nakilalang mga kaibigan kaya masaya naman siya. Things have been really good for her in Hong Kong.

Right now, she’s really looking forward to seeing her parents and her siblings: “Sa aking mga mababait na kapatid, magkikita tayo sa March 2016. Wag kayo mag-alala, maganda parin ako walang kupas. Okay lang ako dito kahit malamig. Miss na miss ko na kayo.”

Apat nang taon: Si Laarni Gonzales

Laarni Gonzales (resized)Kung tutuusin, baguhan pa lang si Laarni sa Hong Kong. Apat na taon pa lang siya doon. Dalawang beses na siyang nakakauwi mula nang dumating at nagsimulang magtrabaho. Yun nga lang, parang parating bitin ang pagbisita sa Pilipinas kasi tig-isang linggo lang parati. Parang kulang no?

Pero malinaw naman din kasi sa kanya ang kanyang pag-alis parati: “Bumabalik agad at kumakayod para sa pamilya. Nag-Hong Kong ako to secure my family’s future at tsaka para matulungan ko ang pamilya ko.”

Mahirap pa rin pero mas napapagaan ang pakiramdam kung alam mo kung para saan ang paghihirap mo.


Ang Negrense na 20 nang taon sa HK: si Melinda

Apat na taong pagitan bago mo makita ang anak mo. Wow. That is not easy, right?

Melinda (resized)Pero sa tulad ni Melinda, isa ito sa mga kailangang gawin. Dalawampung taon na siyang nagtatrabaho sa Hong Kong at tulad ng maraming nagtatrabaho doon, pumunta siya doon para sa kapakanan ng kanyang mga anak na sina Princess at Zania.

“Namimiss ko na sila pero wala akong magagawa kasi kailangan ko maghanap ng pera. Dati every year ako ummuwi pero ngayon mas strict na.”

Fortunately for Melinda, the less frequent trips back home was also rewarded – She now gets to go to different countries like the US, Japan Korea, and others because she’s working with a famous actress and model. For this month, she’ll be going to the US and Australia. How’s that for luck? Swerte no? Siguradong mas maraming magiging pasalubong sina Princess at Zania.

Masipag na Masbateño: Merlinda Gallares

Anim na taon na sa Hong Kong itong Masbateñong ito. Mahirap ang buhay sa Masbate at Merlinda Gallares (resized)kahit mismo sa Maynila, marami pa ring mga pagsubok. Ito ang dahilan kung bakit siya lumipad patungong Hong Kong. Mahirap sa isang ina ang iwan ang kanyang mga anak at parati ang turok ng katotohanang ito sa puso ni Merlinda sa bawat sandaling makakausap niya sa chat ang apat na anak na sina Kaye, Kim, Kean, at Karen – ang kanyang 4Ks. Kung maging malungkot man o magkasakit ang isang anak, hindi niya ito maaaring bigyang aliw o ginhawa.

Pangarap niyang makapagtapos ng pag-aaral ang mga anak at patuloy niyang pinagsisikapan ito. Dahil dito, tinitiis niya ang pag-uwi ng minsan lang sa isang taon para mas makaipon para sa pangangailangan ng mga anak.

Ewan na lang sa lahat ng mga sinasabing naglilingkod sa bayan ngayon, ang mga tulad ni Merlinda ang mga tunay na bayani.

Ano ang kwento mo?

Sigurado kaming may sarili ka ring kwento. Sa Hong Kong, Singapore, Middle East, o saan ka man, gusto naming marinig ang kwento mo. Share mo naman sa amin.

Ayan. Nagsalita na sila. The Philippine Presidential Debates

We recently had the Presidential Debates with all five candidates present. Vice President Jejomar Binay, Davao City Mayor Rodrigo Duterte, Senator Grace Poe, former DILG Secretary Mar Roxas, and Senator Miriam Defensor-Santiago were there to present their case. The event was held in Cagayan de Oro City and shown through GMA 7.

BeamAndGo tends to agree with the recent Rappler report saying the event was more about personality. Ganoon naman talaga dito sa Pilipinas. Mahalaga ang personalidad at kahit pa maraming marurunong daw na nagsasabing dapat plataporma ang mas mahalaga, ang mismong pagkatao pa rin ang tinututukan ng mga Pilipino. Kahit ano pa ang tulong na maaaring maibigay halimbawa ng mga tulad ng BeamAndGo, marami lang talaga ang nakasalalay sa mga ihahal natin pagdating ng Mayo.

Hindi naman yata mali ito. It’s really just a matter of being able to balance the two. Una, kung hindi mo mapagkakatiwalaan ang tao, walang mararating ang kung ano pa mang plataporma. Parang lang ‘yang magiging palamuti sa damit. Porma lang.

Kailangan talagang mapagkakatiwalaan ang isang tao kasi sa loob ng anim na taon ng panunungkulan ng isang Pangulo, maraming bagay ang maaaring mangyari. Nariyan na ang mga biglaang trahedya. Nariyan din ang mga OFW katulad ni Albert Go na pumuntang Singapore dahil sa matinding isyu ng income tax at high cost of living sa Metro Manila. Ang kaniyang blog post Lowering Taxes and preventing a balikbayan controvery ay isa lamang sa mga kwento ng milyon-milyong kababayan natin na nagkaroon ng oportunidad sa ibang bansa.

Can this or that candidate react fast enough, effectively enough without pointing fingers?

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Photo taken from GMA 7 video.

Pero, hindi rin puedeng personalidad lang. Mahalaga ang plataporma. Kung wala itong kwenta, para namang mangmang ang ating Presidente at madaling itulak dito at doon ng kung sinu-sino depende sa ihip ng hangin. Sabi nga ng bansag isang comedy show noong late 80s hanggang early 90s: Ang Pambansang Panggulo.

So how now brown cow?

Dapat balanse. Since the Presidential Debate is still fresh in our minds, let us deal with the personalities first. We’ll deal with the platforms in a later post. (Kalma lang, ha? Gagawin natin iyon. Wag mag-alala.)

Wala tayong kakampihan dito. Babalikan lang natin ang mga sinabi nila mismo noong Presidential Debate sa GMA 7. Hopefully, this will give us a good glimpse on who these people are and what priorities they have so that we can see if their priorities align with ours. We also won’t make comments here whether their claims are valid or not. We will just focus on what they said. It is up to you to determine if you believe something can be done or not given the time frame the candidates themselves give.

VP Jejomar Binay

For VP Binay, the main problem facing the nation is poverty.Binay sloganHe asserts that he was able to help make Makati the way it is now – rich and prosperous. He stresses that he is a decisive and effective leader who is not bogged down by analysis-paralysis (ibig sabihin, hindi siya napaparalisa dala ng kakaisip). He also pointed out that there was underspending in government which led to under-performance. It is because of this underspending that some people have died without having received the necessary medicine.

On the issue of political dynasties, his position is that as long as a person is qualified and is willing to serve, this should not be a hindrance to public office.

Davao City Mayor Rodrigo Duterte

Mayor Duterte focused on the problems of crime and Duterte Slogancorruption. He promised to clean up the country and rid it of crime and corruption within three to six months. He explained that he will go after criminals and even put them to death as long as these actions are according to the rule of law. He said he would use the military and the police to go after these lawless elements.

He said that corruption was still the problem of the Philippines and that as long as there were incompetent or corrupt officials, things would remain the same.

Being from Mindanao, he also touched on two major issues: The national budget allotment of Mindanao and the Bangsamoro Basic Law. He complained that only 19% of the infrastructure budget was given to the area while 65% went to Metro Manila. He then asked how Mindanao was to develop with such a disparity. He is an advocate of federalism (allowing each region or state to have its own power without having to rely on the power of the central or national government) adding that he’d even offer this to Moro National Liberation Front chief Nur Misuari.

Senator Grace Poe

Senator Poe said her administration would allot 30% of the national budget for Mindanao adding that it was important for jobs to be created in the region. Her plan included the creation of a Mindanao Rail system, cementing around 2000 kms of roads, and the rehabilitation of dams to generate electricity. She expects these projects, especially the one for road creation, to provide temporary jobs but with the long-term benefit of attracting more tourists and investors to the area, which would then create a more steady job market.

Regarding the controversial BBL, she says there should be more transparent discussion of issues and should involve Maguindanaons, Tausugs, Badjao, and other groups like indigenous peoples and Christians.Grace Poe slogan

She approached the issue of nation building from the point of view of being a mother. She admitted being the newbie of the bunch but insisted that she had already seen what was needed by the government. She continued by saying that one does not need a long tenure as an executive to realize that the government’s help in things like transportation was sorely lacking.

She advocates change in agriculture calling for free irrigation and the creation of agri-industrial zones where the Departments of Agriculture and Trade and Industry would work hand-in-hand to promote the products of farmers. Included here is replanting of coconut trees to maximize the yield per hectare and identifying what high-value products should be planted by our farmers so that they reap the maximum benefit for their labor.

Former DILG Secretary Mar Roxas

The former DILG Secretary opened up the whole affair with his “driver” analogy asking what kind of driver would be best for a country. Unsurprisingly, he ended the analogy saying that one with the proper experience and the confidence of his former employer would be best.

Roxas SloganHe touted the achievements of the present administration saying that the economy had improved as evidenced by the numbers of the National Economic Development Authority and that Mindanao has had twice the amount of infrastructure in the last five years as compared to the 12 years prior to that.

He also spoke on the need to help the country’s fishermen by means of granting non-debilitating loans, providing them with fish-finder technology, and setting up post-catch facilities in the areas where the fishermen operate so that fish are sold fresher and profits are bigger.

He did not deny that he, himself, has had a good life but shared that it was such a life that he also wished for all Filipinos, one that was free from hunger and fear and one that allowed a person to freely dream.

Senator Miriam Defensor-Santiago

Senator Santiago was her fiery self though a little less than what most people were used to.

She lamented the fact that though there was so much corruption, hardly anything had been done about it. Regarding all the promises made by her opponents, she addressed this by saying it was so easy to make promises but it was much harder to talk about implementation. She focused on the poverty programs mentioned and asked where the money would come from to get any of this done.Santiago slogan

She called for a bigger budget allocation for education, rural infrastructure, social welfare, and health care for the poor.

She also spoke on the issues of political dynasties and the problem with China. She advocated negotiations with China and other Asian countries adding that both the Americans and Chinese were merely trying to impose their will on the Philippines. She also expressed her opposition to political dynasties while admitting that a much clearer definition of what constituted such should be made.

 

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Photo taken from GMA 7 video.

Okay na?

Elections are not one-shot deals. We need to keep a close watch on these guys who make a lot of promises but may just point fingers at other people when things fail, people are already complaining, and blame is being hurled. Sisihan na kumbaga.

Why is this important? The President of the Philippines can easily determine how good or bad the lives of your loved ones will be for the next SIX years! Just imagine what a lousy President can do to the education of your children. Di ba gusto mo ring makauwi sana at hindi na umalis sa Pilipinas? Kung magaling ang Presidente natin, baka maging totoo iyon. Kung hindi, baka matagal pa ang kalbaryo mo na malayo ka sa asawa’t anak mo.

Isipin mo na lang din: Kaya nga nandito ang BeamAndGo para makatulong sa iyo at sa iyong pamilya. Makapagpapadala ka ng pagkain, gamot, at kung anu-ano pa sa kanila. Hindi ba maganda kung sa gobyerno mismo nararamdaman mong panatag ka parati na maaalagaan mo ang mga mahal mo sa buhay?

Meron pa tayong mga panahon para magpasya. Wag sana nating isarado ang ating isipan. Itong mga debateng ganito ang isa sa mga maaari nating gamitin para kilatisin nang maayos itong mga taong gustong mamuno sa atin.

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BeamAndGo friends in Hong Kong Salu-Salo event

Who can you trust? 6 things Filipinos want in our next President

Presidential Elections! One of the most important things in the life of a Filipino. Kailan pa ba tayo maaaring makapili ng mamumuno sa atin? Dito may pagkakataon tayong sabihing “Tama na!” sa isang politiko at itulak naman sa bagong uri ng paglilingkod ang isa pa. Fun times! Kadalasan nga, fiesta pa, di ba?

Paano nga ba tayo pipili ng tamang kandidato? Marami silang ipinagsasabi diyan – ipagpapatuloy ang isinulong at ipinaglaban ng ama, mahirap lang din daw siya, sa diretsong daan daw yung iba, may kamay na bakal naman ang isa, at kung anu-ano pa. Maraming drama at maraming kwentong isinusulong para lang isipin mong naaayon sila sa mga bagay na pinahahalagahan mo.

The latest Philippine Trust Index (the one for 2015) indicates that there has been a very noticeable decline in how much trust the President of the Republic now has. In 2012, it was around 28%. Now, it’s a much lower 15%. Amusingly, trust in the Senate and the Congress is even more saddening with 10% and 8%. Paano naman ang local government? Dito medyo mas maganda. Sa mga sangay ng goberyno, ito ang pinakamataas ngayon ang rating.

Ano ngayon ito sa iyo?

Panahon mag-prioritize! Kailangan nating isipin kung ano nga mas makabubuti para sa atin, sa ating pamilya, at sa ating buong bayan.

Sabi nga ng Philippine Trust Index, ito ang mga nangungunang pinahahalagahan ng mga Pilipino:

  • Ensure national peace and security
  • Help the poor address their basic needs such as housing, food, and education
  • Improve Philippine economy
  • Put corrupt politicians in jail
  • Prepare communities for disasters and calamities
  • Provide better job opportunities for Filipinos

Kita mo na? Tama naman ang pinahahalagahan natin. Gamit itong mga ito, una siguro nating gawin ay salain ang mga politikong nangangako ng kung anu-ano at tignan kung may tumutugon nga ba sa mga nabanggit natin sa itaas. Game? Game!sample_shading_ballot

Itanong mo ang sarili mo ang mga sumusunod:

  • May mga nagawa na ba siya ukol sa binanggit natin sa itaas?
  • May plataporma ba siya para sa peace, security and order?
  • Ano ang masasabi niya sa pagtulong sa mahihirap para matugunan nila ang mga pangangailangan para sa tirahan, pagkain, at pag-aaral?
  • May kakayahan ba siyang ipinakita na sa pangangalaga ng ekonomiya?
  • May lakas ba siya ng loob at kakayahang ipakulong ang mga tiwaling mga politiko kahit kaalyado pa?
  • May programa ba siya para sa tunay na paghahanda sa mga kalamidad?
  • May naipakita na ba siyang kakayahan o may nagawa na ba siyang proyekto para makapagbigay ng trabaho sa mga mamamayan?

Hindi puedeng sikat lang. We’ve seen the governments of the countries we’re in. We’ve seen how they work and how they are able to get concrete change done. Hindi ba natin puedeng ipangarap ito para sa sarili nating bansa?

Maraming Pilipinong nawalan na ng pag-asa sa mga dapat naglilingkod sa atin kaya iniisip nilang sila na lang ang bahala sa buhay nila, sa pamilya nila.

It can’t be like that. We have to do our work, do our part in nation building but we also have to make sure that we elect good people to office. Hindi puedeng yung sikat lang. Hindi puedeng yung anak lang ng kung sinong sikat din. Dapat siya, may nagawa na rin. Siya mismo. Hindi rin puedeng yung namimigay ng t-shirt, kendi, o kaya pera pa.

Part of our trying to make our lives better as OFWs even if our politicians are still trying to get their acts together is making sure our own families get fed and get what they need so that they’re healthy and able to do what they want to do with their lives.

Hindi ka nga politiko pero puede ka pa ring makatulong. Paano? Nandito ang BeamAndGo para siguruhing mas makakatulong ka. Dahil mas makasisiguro kang maayos ang padala mo sa mga mahal mo gamit ang BeamAndGo, panahon na rin na ipakalat mo ang balita sa mga kakilala mo. Share mo lang sa kanila ito: www.beamandgo.com o kaya panuorin niyo lang kung papaano makakatulong ang BeamAndGo sa mga OFWs na katulad niyo.

Kaunti lang itong tulong. At least sigurado ka na ang mga padala nila sa mga kapamilya nila ay makararating nang maayos at hindi maaaring lustayin sa maling paraan.

Dagdag Sahod Pang OFW: Sino ang dapat makinabang?

saving-money

We recently talked about domestic workers in Singapore now having a minimum salary of SGD 550. That’s a good thing, of course but too many of us don’t know what to do with even an extra SGD 50 or SGD 100. Meron pa nga diyang nakapulot lang ng Php 20, di na alam ang gagawin.

The main idea is this: Continue to live like you were still earning your old salary. Yes, treat yourself to something good or special. Movies are expensive in Singapore so you may want to choose that. Have a nice pepper or salted egg crab dinner with cereal prawn and some satay on the side. What about a day in Sentosa, Jurong Bird Park, Singapore Zoo, or Universal Studios? You deserve that.

BAG-160124-001However, after the little treat to yourself, go back to living frugally. This is actually your best chance to save. You do this effectively by revising that budget you started making as suggested in a previous blog post. (Find it here.) Don’t think about this money as a bonus. Think of it as an opportunity.

An opportunity for what? Marami.

There are many choices but here are some:

1) Send at least 30% of that extra to your mother and father. If you are now getting SGD 100 more, 30% is SGD 30 or Php 1,000. That’s Php 12,000 for a whole year! Hindi na masama iyon. To make things more secure, go to BeamAndGo.com and send them a gift pack they didn’t expect. Next is to make this a regular thing they can count on month on month. Get started here.

2) Put at least 30% in the bank. If you don’t have a bank account yet, open one but take note of the minimum monthly balance. DBS, POSB and OCBC are excellent banks and though SGD 30 may not seem much now but when you have SGD 360 more in your account at the end of the year, that’s definitely something to smile about. Be careful with the minimum maintaining balance. For example, you may need to have at least SGD 1000 in your account every monthly. If you can’t maintain that amount, you may get hit with a penalty resulting in your losing money little by little.

3) What about the remaining 40%? Find an investment plan. The banks in Singapore or the local insurance companies in the Philippines offer various investment products. The younger you are, the better to start because the benefits are bigger for much less money.

That 40% not enough for an investment plan you want? You can also redirect a little from your present budget to get that investment plan. Don’t think about this will result in more money leaving your pocket now. It will be a better future for you if you invest while you can.

4) One other option is just splitting the extra funds into half or a 40%-60% split. One part for your parents and one part for your investment into the future.

5) Look into medical insurance for your parents or your kids. There are different options, of course, but consult with your family doctor to determine what is the minimum needed. Need some options? You have PhilCare and Standard Insurance to choose from. Try looking here.

Also, make sure they are already enrolled properly with PhilHealth.

 

Standard Insurance

6) Send your parents or your spouse and kids a goody bag using BeamAndGo. Yes, you can’t go to the supermarket with them but with a BeamAndGo digital gift certificates (GC), it’s almost the same thing. Have you gone to Gaisano Mall or Iloilo Supermart with them? Get a GC at one of the participating supermarkets and make sure to have them send you photos. It’s not only for memories, it’s also a way to bond with them. Do that here.

missingmymom

Mag-shopping na para kina Tatay at Nanay!

The bottom line here is that regardless of how much money you make, you really have to have a budget and you need to stick to that budget. Though you should be happy with this new reported increase, you should also realise that on the whole, it’s not a whole lot of money and you have to make the best use of it as possible.

Many times, helping your family with the everyday necessities is part of what you can do best. BeamAndGo makes that happen and you start doing that by clicking here.