Sad truth: 5 Causes Of Cheating Among OFW Relationships

Nakaranas ka na ba ng cheating?

Yung tipong nung bago pa lang siya o ikaw mangibang bansa, okay naman kayo ng partner mo pero kinalaunan, nagkaka-labuan na?

office-lover-couple-is-walking-together-modern-city-train-station_39408-1726.jpgO baka may kilala kang nagpapanggap na single sa abroad kahit kasal na sa Pilipinas? Ginagawang libangan ang pagkikipag-chat sa iba hanggang sa mauwi na sa seryosohan?

Aminin man natin o hindi, kahit kanino nangyayari ito!
Masakit at mahirap iwasan, pero pwedeng solusyonan.

Cheating or infidelity has been cited as the greatest challenge for OFWs according to Davao Catholic Herald. At ano ang karaniwang kinahahantungan nito? Ang ibang pamilya, nagugulat na lang na hindi na nagpapadala ng pera si kabayan – or worse, ni wala nang paramdam. On the other hand, maya’t maya namang ubos ang padala ni kabayan dahil sa pagwawaldas ng pinapadalhan sa Pinas! Ni hindi na alam ni Kabayan kung ano ba talaga ang nangyayari at kung saan napupunta ang padala.

Ang tanong – BAKIT NANGYAYARI ITO? Pero ang mas dapat na masagot – PAANO ITO SOSOLUSYONAN?

Mahirap mang tanggapin, ito ang katotohanang pinagdaraanan ng karamihan sa ating mga kababayan. GISING! ‘Wag na nating paabutin sa ‘di magandang kahihinatnan! Your BeamerKada‘s got some TIPS for OFWs on why cheating happens and how to handle this issue on the premier episode of PAYONG KABIGAN!

OO! Pati ang pagsisinungaling pagdating sa pera-padala is another form of cheating na patuloy na binibigyang solusyon ng BeamAndGo! Kung ‘di mo pa nasusubukan, umpisahan mo na ngayon! Register for free at www.beamandgo.com and together, let us END CHEATING!

PAALALA lang, ha? Ito’y payong kaibigan.

Marami pa tayong pag-uusapan sa Payong Kaibigan so make sure to 👍LIKE, 🔴SUBSCRIBE and hit the 🔔BELL BUTTON on our Youtube channel for notification.

 

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#BuhayOFW: The Ups and Downs of being an OFW and everything you need to know.

6 Founder of Mynd Tech Management Services

Ms. Myrna Padilla, Founder of Mynd Tech Management Services.

Bakit nga ba marami sa ating Pilipino ang pinipiling lumisan ng bansa? Isa lang naman ang sagot d’yan – upang kumita ng perang sadyang mas malaki kumpara sa kinikita dito sa Pinas. Sino nga ba namang tatanggi sa oportunidad na ito kung dito nakasalalay ang magandang buhay at kinabukasan ng maiiwang pamilya?

Overseas Filipino workers (OFWs) – wala man ang bawat pangalan nila sa history books o superhero comic books, whether they save a thousand or a single person’s life, or help their fellow directly or indirectly, sila ang itinuturing na “Modern-Day Heroes”.  Isa na d’yan si Ms. Myrna Padilla.

 

 

 

my youngpic2

Ms. Myrna Padilla’s family

Si Ms. Myrna ay panganay na anak ng isang mangingisda sa Bohol, habang ang nanay niya ay mula naman sa Mindanao. Sa murang edad na sampung taon, nagtrabaho na siya bilang kasambahay kasabay ng kanyang pag-aaral sa elementarya.

Sa kasamaang palad, hindi nakatapos ng High School si Ms. Myrna kaya’t nang taong 1988, nakipagsapalaran siyang mangibang bansa para mamasukan bilang Domestic Helper. For almost 20 years, siya ay nagpalipat-lipat sa Singapore, Taiwan, at Hong Kong. She also founded OFW-centered organizations, served the OFW community, and won dozens of awards and certificate of appreciation for her work with OFWs and her
accomplishments in business.

Myrna MVP Award HK_a

Awarded and recognize in Hong Kong by Philippine Association of Hong Kong
Most Valuable Pinoy in Technology (MVP). 2018

In the year 2006, nagdecide si Ms. Myrna na umuwi na sa Pinas for good to focus on Mynd Consulting, an IT-BPO business which she established using money she had saved from her long service pay. Interestingly, Myrna learned and mastered everything she has to know about the IT-BPO industry thru her own experiences and discoveries from being an OFW.

That being said, Myrna is definitely an epitome of a successful OFW, the one we should be inspired from. Kaya naman our BeamerKada could not have any better guest speaker for BeamAndGo’s Friday program other than Ms. Myrna Padilla, to tackle about the stages of Buhay OFW.

STAGE 1. Ang Paglisan

For first time OFWs, walang hirap ang hihigit sa pag-iwan sa pamilya at sa sariling bayan para mag-trabaho sa ibang bansa.

Topic Discussed 1When asked what urged Ms. Myrna to work abroad, ang numero unong sagot niya ay “para sa edukasyon ng mga anak.” Not being able to earn a college diploma, naging layunin niya na makamit ng mga anak ang diplomang hindi niya nakamtan.

In terms of the challenges our OFWs face when deciding to work abroad, Ms. Myrna enumerated three key factors:

  1. Homesickness – Fighting the anxiety of being away from your family.
  2. Problems with employer – Struggling how to continue working despite maltreatment.
  3. Communicating your plans to your family back home.

To know more of Ms. Myrna’s advice to first time OFWs, watch the first episode of Buhay OFW Special here:

 

STAGE 2. Hanggang Kailan?

Ang tanong na malamang lahat ng ating mga Kabayan ay naitanong na sa sarili –  hanggang kailan ba ako magiging OFW?

quote 1 (1).pngIn the second episode of BeamAndGo’s Buhay OFW Special, the life after leaving their home was discussed. Ms. Myrna also shared the worst and the best part of being an OFW: The fear, pain and anguish of being separated with her family, especially her children, and on the other hand, the learning, earning opportunity that you should take advantage of.

Ms. Myrna also wanted the OFWs to take note of the three (3) motivators when you are at your lowest point: 1. Hope for success, 2. Faith in God and in yourself, and 3. Love for yourself and your family.

To find out what Ms. Myrna has to say on how to guide your children as they grow even when you’re miles away, watch the second episode of Buhay OFW Special here:

 

 

 

STAGE 3. Uwian na, Kabayan!

All OFWs look forward to that day when they can finally come home for good – hindi dahil sa biglaang pagdedesisyon na umuwi ngunit kalaunan ay mangingibang bansang muli dahil hindi pa pala sapat ang naiipon.

Kaya naman Kabayan, kung nasa abroad ka pa at nagpa-plano ka nang umuwi ng Pinas, make sure to ask yourselves first:

  • What do I have to secure before deciding to come home?
  • What should I expect in terms of familial relationship once I come home?
  • How should I handle finances and savings I earned?

Lastly, when can you say that you’re completely ready to come home? Of course, hindi pare-pareho ang sagot ng bawat OFW dito bilang may kanya-kanyang consideration sila. But what does Ms. Myrna has to say about this? Alamin ang tips niya sa third episode of Buhay OFW Special. Panoorin dito:

 

 

We hope this Buhay OFW series became useful for you until you reach the point in your OFW life that you have to prepare for your homecoming. Hindi ka pa man nakakauwi, Kabayan, tandaang hindi natatapos ang pagsubok sa buhay sa pag-uwi lamang. It may be the happiest moment for OFWs’ lives, but know that you will be facing entirely new challenges back home – and you will be able to handle this smoothly.

Ano mang plano mo pag-uwi, always remember: Napakaraming aral at karanasan ang naituro sa iyo ng pagiging OFW. Gamitin mo ito patungo sa iyong tagumpay!

BONUS: Paano ko mase-secure ang pangangailangan ng pamilya kahit na nasa malayo ako?

BeamAndGo was born to help you with this concern, Kabayan! To make sure na sapangangailangan ng pamilya napupunta ang pinaghirapan mong pera, #GroceryRemit is made possible for you thru BeamAndGo !

Sign-up now and start remitting smarter! Let us help you handle your remittances and empower our OFWs to have control of your hard-earned money. Here are the Convenience StoreGas StationSupermarketDepartment StoreFast Food Restaurantand pharmacy merchants na maaari mong maipadala sa pamilya with the help of BeamAndGo!

your family's favorite brandss

You can easily pay for your purchase via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

Payment Channels 2019.pngWanna learn more about the smartest way to remit? Don’t hesitate to watch this video!

 

 

 

 

 

#BuhayOFW: The Ups and Downs of being an OFW and everything you need to know.

6 Founder of Mynd Tech Management Services

Ms. Myrna Padilla, Founder of Mynd Tech Management Services.

Bakit nga ba marami sa ating Pilipino ang pinipiling lumisan ng bansa? Isa lang naman ang sagot d’yan – upang kumita ng perang sadyang mas malaki kumpara sa kinikita dito sa Pinas. Sino nga ba namang tatanggi sa oportunidad na ito kung dito nakasalalay ang magandang buhay at kinabukasan ng maiiwang pamilya?

Overseas Filipino workers (OFWs) – wala man ang bawat pangalan nila sa history books o superhero comic books, whether they save a thousand or a single person’s life, or help their fellow directly or indirectly, sila ang itinuturing na “Modern-Day Heroes”.  Isa na d’yan si Ms. Myrna Padilla.

 

 

 

my youngpic2

Ms. Myrna Padilla’s family

Si Ms. Myrna ay panganay na anak ng isang mangingisda sa Bohol, habang ang nanay niya ay mula naman sa Mindanao. Sa murang edad na sampung taon, nagtrabaho na siya bilang kasambahay kasabay ng kanyang pag-aaral sa elementarya.

Sa kasamaang palad, hindi nakatapos ng High School si Ms. Myrna kaya’t nang taong 1988, nakipagsapalaran siyang mangibang bansa para mamasukan bilang Domestic Helper. For almost 20 years, siya ay nagpalipat-lipat sa Singapore, Taiwan, at Hong Kong. She also founded OFW-centered organizations, served the OFW community, and won dozens of awards and certificate of appreciation for her work with OFWs and her
accomplishments in business.

Myrna MVP Award HK_a

Awarded and recognize in Hong Kong by Philippine Association of Hong Kong
Most Valuable Pinoy in Technology (MVP). 2018

In the year 2006, nagdecide si Ms. Myrna na umuwi na sa Pinas for good to focus on Mynd Consulting, an IT-BPO business which she established using money she had saved from her long service pay. Interestingly, Myrna learned and mastered everything she has to know about the IT-BPO industry thru her own experiences and discoveries from being an OFW.

That being said, Myrna is definitely an epitome of a successful OFW, the one we should be inspired from. Kaya naman our BeamerKada could not have any better guest speaker for BeamAndGo’s Friday program other than Ms. Myrna Padilla, to tackle about the stages of Buhay OFW.

STAGE 1. Ang Paglisan

For first time OFWs, walang hirap ang hihigit sa pag-iwan sa pamilya at sa sariling bayan para mag-trabaho sa ibang bansa.

Topic Discussed 1When asked what urged Ms. Myrna to work abroad, ang numero unong sagot niya ay “para sa edukasyon ng mga anak.” Not being able to earn a college diploma, naging layunin niya na makamit ng mga anak ang diplomang hindi niya nakamtan.

In terms of the challenges our OFWs face when deciding to work abroad, Ms. Myrna enumerated three key factors:

  1. Homesickness – Fighting the anxiety of being away from your family.
  2. Problems with employer – Struggling how to continue working despite maltreatment.
  3. Communicating your plans to your family back home.

To know more of Ms. Myrna’s advice to first time OFWs, watch the first episode of Buhay OFW Special here:

 

STAGE 2. Hanggang Kailan?

Ang tanong na malamang lahat ng ating mga Kabayan ay naitanong na sa sarili –  hanggang kailan ba ako magiging OFW?

quote 1 (1).pngIn the second episode of BeamAndGo’s Buhay OFW Special, the life after leaving their home was discussed. Ms. Myrna also shared the worst and the best part of being an OFW: The fear, pain and anguish of being separated with her family, especially her children, and on the other hand, the learning, earning opportunity that you should take advantage of.

Ms. Myrna also wanted the OFWs to take note of the three (3) motivators when you are at your lowest point: 1. Hope for success, 2. Faith in God and in yourself, and 3. Love for yourself and your family.

To find out what Ms. Myrna has to say on how to guide your children as they grow even when you’re miles away, watch the second episode of Buhay OFW Special here:

 

 

 

STAGE 3. Uwian na, Kabayan!

All OFWs look forward to that day when they can finally come home for good – hindi dahil sa biglaang pagdedesisyon na umuwi ngunit kalaunan ay mangingibang bansang muli dahil hindi pa pala sapat ang naiipon.

Kaya naman Kabayan, kung nasa abroad ka pa at nagpa-plano ka nang umuwi ng Pinas, make sure to ask yourselves first:

  • What do I have to secure before deciding to come home?
  • What should I expect in terms of familial relationship once I come home?
  • How should I handle finances and savings I earned?

Lastly, when can you say that you’re completely ready to come home? Of course, hindi pare-pareho ang sagot ng bawat OFW dito bilang may kanya-kanyang consideration sila. But what does Ms. Myrna has to say about this? Alamin ang tips niya sa third episode of Buhay OFW Special. Panoorin dito:

 

 

We hope this Buhay OFW series became useful for you until you reach the point in your OFW life that you have to prepare for your homecoming. Hindi ka pa man nakakauwi, Kabayan, tandaang hindi natatapos ang pagsubok sa buhay sa pag-uwi lamang. It may be the happiest moment for OFWs’ lives, but know that you will be facing entirely new challenges back home – and you will be able to handle this smoothly.

Ano mang plano mo pag-uwi, always remember: Napakaraming aral at karanasan ang naituro sa iyo ng pagiging OFW. Gamitin mo ito patungo sa iyong tagumpay!

BONUS: Paano ko mase-secure ang pangangailangan ng pamilya kahit na nasa malayo ako?

BeamAndGo was born to help you with this concern, Kabayan! To make sure na sapangangailangan ng pamilya napupunta ang pinaghirapan mong pera, #GroceryRemit is made possible for you thru BeamAndGo !

Sign-up now and start remitting smarter! Let us help you handle your remittances and empower our OFWs to have control of your hard-earned money. Here are the Convenience StoreGas StationSupermarketDepartment StoreFast Food Restaurantand pharmacy merchants na maaari mong maipadala sa pamilya with the help of BeamAndGo!

your family's favorite brandss

You can easily pay for your purchase via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

Payment Channels 2019.pngWanna learn more about the smartest way to remit? Don’t hesitate to watch this video!

 

 

 

 

 

Alam mo ba ang #1 One-Stop Shop ng OFW families saan man sa Pinas?

Technology plays a major role in the lives of overseas Filipino workers, mainly because it’s their way to feel a little closer to their loved ones, even just virtually. It plays a crucial role to help communicate, overcome homesickness, and bridge the gap made by distance between OFW families.

screen1280x800-2-2.jpgSa katunayan, in the year 2011, OFWs made the Philippines “Asia’s Most Hi-Tech” in the survey conducted by software giant, Microsoft! That’s just one proof that OFWs are indeed trend-setters and tech savvy!

Kaya naman over the past few years, OFWs have been seeking for the best way to take care of their family’s needs back home thru the internet, hanggang sa natuklasan nila ang BeamAndGo – the solution to misuse of pera-padala which are not being actually spent on its intended purpose.

7-elevenThis solution is completely made possible and definitely more convenient because BeamAndGo is in partnership with 7-Eleven Philippines. This means that OFWs can now send 7-Eleven gift certificates right at their finger tips for their loved ones’ convenient shopping experience! 

The very first 7-Eleven Convenience Store in the Philippines was established in the year 1984, located at the corner of EDSA and Kamias Streets in Kamuning, Quezon City! And today, out of more than 66,000 7-Eleven Convenience Stores across the world, more than 2,500 nito ay matatagpusan saan mang sulok ng Pinas!

7-Eleven - CLIQQ3-March 2019.jpgOne thing’s for sure!

Even just once in a person’s life, nakapunta na ang lahat sa 7-Eleven Convenience Store because it literally is located ANYWHERE at your reach! No doubt why it’s the world’s #1 convenience store!

Want a proof? Check it yourself by searching for the nearest 7-Eleven Convenience Store to your family in the Philippines here.

24/7 Shopping Convenience for OFW families!

One-stop shop ang 7-Eleven Convenience Store because they stick to their purpose and promise – to serve your families everything they need in the most convenient way! Here are the items your loved ones can purchase at the nearest 7-Eleven Convenience Store to them:

1. Served hot, ready-to-eat meals na perfect for students and employees who are always in the rush!

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2. For personal hygiene and household necessities, pumunta lang saan mang 7-Eleven Convenience Store.

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3. Sweet treats, gift ideas, and own-brand products na sa 7-Eleven lang mabibili!

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4. For students of all ages, maaari ka nang makabili ng school supplies, you can also charge your phones’ batteries thru 7-Eleven!

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GOOD NEWS for you, OFWs because you can now send 7-Eleven e-gift certificates for your friends, loved ones, relatives, family, or to anyone you would want! Dahil ano mang pangangailangan nila, tiyak matatagpuan sa 7-Eleven Convenience Store.

How to avail of 7-Eleven gift certificates at BeamAndGo?

44421679_119311412388924_7987416350421155840_n.jpgSince BeamAndGo was born to help, registration here is FOR FREE! Simply visit our website www.beamandgo.com and click the “SIGN UP FOR FREE” button. You only need to provide some of your details (full name, location overseas, profession, valid email address and mobile number). Once you’re done, makakatanggap ka ng email from us na successful ang iyong registration. It will only take 2-3 minutes to register, less hassle lang ‘di ba?

Next thing to do is LOG IN your BeamAndGo username and head over to our STORE PAGE (upper right side). Select 7-Eleven Convenience Store as your chosen product and ikaw na ang bahala kung ilang worth PHP 100, PHP 300, PHP 500, or PHP 1000 GC/s ang ipapadala mo para sa ‘yong pamilya. Of course, sigurado namang magiging masaya sila kapag mas marami!

Second to the last step is you need to fill in your beneficiary’s FULL NAME and MOBILE NUMBER. Be careful lang sa pag-fi-fill in ng details para sure na matanggap nila ng maayos ang transaction codes.

Payment Channels 2019 updated.jpgLast step is you can now proceed to checkout. You can pay via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

 

IMG_3782.jpg

I-top up lamang ang codes sa CLIQQ mobile wallet app, papasok na ang amount ng gift certificates na iyong ipinadala!

When everything is processed, your recipient will receive transaction and confirmation codes via SMS. Right after na matanggap nila ‘yon, kailangan lamang nilang i-top-up ang nareceive na codes sa kanilang CLIQQ mobile app!

 

IMG_3809.jpg

I-present lang ang barcode sa cashier for the cashless payment!

Once topped-up, maaari nang ipambili ng groceries, school supplies, ready-to-eat meals, drinks, o ano mang gustong bilihin sa 7-Eleven Convenience Store, without using cash!

I-present lang ang barcode sa CLIQQ app sa cashier for the payment. Hindi kailangang exact amount ang bibilihin, kaya’t ang matitirang amount sa CLIQQ app ay maaari pang gamitin sa mga susunod na pag-shopping!

Interesting? Cool! So ano pa ang hinihintay mo? Subok na rito sa BeamAndGo at simulan na ang wais na pagpapadala ng iyong perang kinikita. Pang-grocery shopping ng pamilya naman ba ang gusto mong ipadala? Huwag kayo mag alala dahil available narin ang BeamAndGo nationwide! Here are the Convenience StoreGas StationSupermarketDepartment StoreFast Food Restaurant, and pharmacy merchants of BeamAndGo!

Wanna learn more about the smartest way to remit? Don’t hesitate to watch this video!

Saan ang pamilihan ng OFW families na may Sari-Sari Store sa Butuan City?

Pinoys work abroad in hopes of landing a high-paying job > to pay for family’s expenses > and to save for future. And how is that often done? Nagpapatayo ng business ang isang matalinong OFW – most commonly, a sari-sari store.

Sari-sari-store_CNNPH

📷 | CNN Philippines

Nasa probinsya o siyudad ka man dito sa Pinas, kaliwa’t kanan ang Sari-Sari Store na makikita. Ito na ang isa sa pinaka popular na negosyo sa mga Pilipino noon pa man, at ngayo’y isang mainam na investment na rin na madaling palaguin.

Kaya naman ito ang nangungunang negosyo na pumapasok sa isip ng mga OFW. Simple lang dahil ipinamamahala nila ito sa kanilang mga mister o misis na siyang magbabantay ng tindahan, magtitinda, at mamimili ng mga paninda mula sa pera-padala ng mga OFW.

Pero sa likod nito, gaano ka kasigurado na ang pera-padala mo, sa paninda talaga napupunta, at sa ikalalago ng negosyo ginagasta?

‘Yan ang suliranin na sagot na ng BeamAndGo para sa inyo – to make sure your families spend your hard-earned money kung saan ito’y dapat na paglaanan, wala nang iba!

Wing-on Inc - Launching Today

At para sa mga OFWs na may tindahan sa Butuan City, that is made possible with Wing-On Incorporated e-gift certificates na available na sa BeamAndGo!

Punuin ang Sari-Sari Store ng pamilya sa Butuan City through Wing-On, Inc.!

Napakaraming dahilan kung bakit Wing-On, Inc. ang takbuhan ng sari-sari store owners pagdating sa pamimili. Tara’t isa-isahin natin!

  1. Nangunguna na diyan ang bagsak-presyong pamilihin dito, lalo na sa mga wholesale na produkto. Below suggested retail price (SRP) ang halos lahat ng produkto dito, kumpara sa mga karatig na pamilihan. At dahil malapit din ito sa bayan, dito kumukuha ng mga produkto ang mga nagtitinda para mas malaki ang kita kapag ibinenta.

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  2. Promo packs, discounts, buy 1 take 1, plus 1, exclusive at Wing-On, Inc. – mas malaki ang natitipid sa mga bilihin dahil ang mga produkto, halos lahat naka-promo. Presyong swak na nga sa bulsa, mas marami pa ang mabibili!

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  3. Re-packed, own-brand, and “tingi” products. Wala mang tindahan ang pamilya, ang mga pangungahing pangangailangan, sa Wing-On, Inc., mabibili ‘yan! Wing-On, Inc. also produces their own products na mabibili sa mas murang halaga pero sa kalidad tulad ng iba! Pang-sari-sari store ang datingan, ‘di ba? Kapag biglaang kailangan ngunit hindi kailangan ng maramihan, Wing-On, Inc.‘s got your back!

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  4. Last but not the least, it’s because of Wing-On, Inc. staff and crew na always ready to assist sa mga mamimili to make sure that every peso you spend is spent wisely! Parang BeamAndGo lang, ‘di ba?

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At dahil hangad ng BeamAndGo na matulungan kayo at ang mamimiling Pilipino, kaagapay ng aming trusted supermarket partner, makakapamili na ang iyong pamilya sa Wing-On, Incorporated

Wing-On, Inc. e-gift certificates at BeamAndGo can be used to purchase in their branch located at J. Satorre St., Langihan Road, Butuan City.

How to avail of gift certificates from Wing-On, Inc.?log in

Since BeamAndGo was born to help, registration here is FOR FREE! Simply visit our website www.beamandgo.com and click the “SIGN UP FOR FREE” button. You only need to provide some of your details (full name, location overseas, profession, valid email address and mobile number). Once you’re done, makakatanggap ka ng email from us na successful ang iyong registration. It will only take 2-3 minutes to register, less hassle lang ‘di ba?

wingonNext thing to do is LOG IN your BeamAndGo username and head over to our STORE PAGE (upper right side). Select Wing-On, Inc. as your chosen product and ikaw na ang bahala kung ilang worth PHP 500 GC/s ang ipapadala mo para sa ‘yong pamilya. Of course, sigurado namang magiging masaya sila kapag mas marami!

Second to the last step is you need to fill in your beneficiary’s FULL NAME and MOBILE NUMBER. Be careful lang sa pag-fi-fill in ng details para sure na matanggap nila ng maayos ang transaction codes.

Last step is you can now proceed to checkout. You can pay via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

IMG_2205

JUST GO TO THE CUSTOMER SERVICE COUNTER, SHOW THE SMS THAT CONTAINS THE CODES, AND PRESENT A VALID ID!

When everything is processed, your recipient will receive transaction and confirmation codes via SMS. Right after na matanggap nila ‘yon, they are able to redeem their goods at the nearest branch for them. Dadalhin lang nila ang isang valid ID at ipapakita ito sa Customer Service ng Wing-On, Inc.. Since we have your recipient’s details, our beautiful and handsome Customer Service team will assist them.

IMG_2093

Abot tenga ang ngiti ng pamilya sa pamimili ng pangangailangan nila murang halaga thru Wing-On, Inc!

Interesting? Cool! So ano pa ang hinihintay mo? Subok na rito sa BeamAndGo at simulan na ang wais na pagpapadala ng iyong perang kinikita. Is your loved ones not in Butuan City? Huwag kayo mag alala dahil available narin ang BeamAndGo nationwide! Here are the Convenience StoreGas StationSupermarketDepartment StoreFast Food Restaurant, and pharmacy merchants of BeamAndGo!

Wanna learn more about the smartest way to remit? Don’t hesitate to watch this video!

Bakit tinatangkilik ng OFW families ang NCCC Supermarket sa Davao at Palawan? Alamin!

The life here in the Philippines is undeniably hard. And as the breadwinner of your family, the last option you have is to work overseas for them. However, it is really fulfilling when you are able to provide their daily needs.

Ilang buwan o taon ang pakikipagsapalaran mo sa ibang bansa kasama ang iba’t-ibang uri ng tao. Mahirap, pero ‘yun ay tinitiis mo para sa ikabubuti ng iyong pamilya.

So, if you are an OFW that has a family in Davao and Palawan, keep calm, because this blog is for you! Tanungin niyo sila kung alam nila ang NCCC Supermarket! Siguradong alam nila! Kahit si Digong (President Rodrigo Duterte, alam na alam yan!)


Upgraded architectural design sa pinaka bagong branch ng NCCC Mall in Buhangin, Davao City!
📷 | PhilRetailers

NCCC Mall is Davaoeño family’s forever homegrown mall!


NCCC offers affordable prices to your household needs! Make sure you compare prices of local versus imported. Sa NCCC, malinaw ang price tags color yellow pati narin mga signage!

BeamAndGo’s mission is to help Overseas Filipino Workers to make their lives better. Hindi na bago sa amin na makarinig kung paano lang nawawaldas sa wala ang pera na ipinapadala nila. Kaya andito kami para mabigyan kayo ng best service even if you’re a million miles away.

Let your family shop at NCCC!

Founded in the year 1978, NCCC Supermarket has over 40 branches scattered across the Davao Region and in Puerto Princesa, Palawan.  Tulad ng BeamAndGoNCCC Supermarket is committed to serve people with all their basic needs at the best priced quality products. 

Suportado ng NCCC Supermarket ang local farmers, kaya’t ang mabbiling mga prutas dito, tiyak na fresh, organic, and more nutritious.

Summer just around the corner! Kaya’t panahon na ng paboritong prutas natin mga Pinoy! Kung safe at fresh na grocery items lang din naman ang hanap niyo, dito ka na sa NCCC Supermarket! Meron silang wide selection of products, and in addition to that, locally produced ang mga mabibiling prutas at gulay dito because NCCC advocates buying from our local farmers!

Kung ang kailangan naman bilhin ng pamilya mo ay ang pang-araw-araw na gamit sa bahay, sapatos, damit o pang-regalo, don’t worry! Dahil hindi limitado ang pag-sa-shopping dito.

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Kumpleto ang brands na maaaring pagpilian ng pamilya dito – kumporme sa presyo, sa amoy, sa laki, sa dami, o sa tatak, mabibili nila!

At dahil nais kayong matulungan ng BeamAndGo at ng aming trusted merchant partners, through our digital gift certificates, makakabili na ang ‘yong loved ones ng grocery needs sa NCCC Supermarket. Hindi sasakit ang ulo mo dahil they will give you the highest quality of customer service!

✔️ NCCC Supermarket Main Magsaysay (Uyanguren) – R. Magsaysay Avenue, Davao City
✔️ NCCC Supermarket Mall Tagum – National Highway Magugpo East, Tagum City
✔️ NCCC Supermarket Lacao – 89 Lacao St., Puerto Princesa City, Palawan
✔️ NCCC Supermarket Centerpoint – Centerpoint Matina Pangi, Davao City
✔️ NCCC Supermarket Calinan – National Highway Across Public Market, Brgy. Calinan, Davao City
✔️ NCCC Supermarket Panacan – Km. 13 Panacan, Davao City
✔️ NCCC Supermarket Nabunturan – Public Market, Poblacion Nabunturan, Compostella Valley
✔️ NCCC Supermarket Sto. Tomas -G/F Chiu-Ta Bldg. Feeder Road 2, Tibal-og, Davao del Norte
✔️ NCCC Supermarket Cabantian – Km. 10 Brgy. Cabantian, Davao City
✔️ NCCC Supermarket Monkayo – Purok 5 Poblacion Monkayo, Compostela Valley
✔️ NCCC Supermarket Samal -Brgy. Villarica, Babak, Island Garden, City of Samal, Davao del Norte
✔️ NCCC Supermarket Lupon – E. Aguinaldo St., Corner Comara St., Lupon, Davao Oriental
✔️ NCCC Supermarket Sta. Cruz – Jose P. Rizal St., Sta. Cruz, Davao del Norte
✔️ NCCC Supermarket Mati – Madang St., Public Market, Mati, Davao Oriental
✔️ NCCC Supermarket Panabo – KSJH Building Quezon St., Sto. Niño Panabo, Davao del Norte
✔️ NCCC Supermarket San Pedro Palawan – San Pedro, One Asenso Shopping Mall, Puerto Princesa City, Palawan
✔️ NCCC Supermarket Maa Sentro – Ma-a Road, Ma-a, Davao City, Davao del Sur

How to avail of gift certificates from NCCC Supermarket?

Since BeamAndGo was born to help, registration here is FOR FREE! Simply visit our website www.beamandgo.com and click the “SIGN UP FOR FREE” button. You only need to provide some of your details (full name, location overseas, profession, valid email address and mobile number). Once you’re done, makakatanggap ka ng email from us na successful ang iyong registration. It will only take 2-3 minutes to register, less hassle lang ‘di ba?

Next thing to do is LOG IN your BeamAndGo username and head over to our STORE PAGE (upper right side). Select NCCC SUPERMARKET as your chosen product and ikaw na ang bahala kung ilang worth PHP 500 GC/s ang ipapadala mo para sa ‘yong pamilya. Of course, sigurado namang magiging masaya sila kapag mas marami!

2nd to the last step is you need to fill in your beneficiary’s FULL NAME and MOBILE NUMBER. Be careful lang sa pag-fi-fill in ng details para sure na matanggap nila ng maayos ang transaction codes.

Last step is you can now proceed to checkout. You can pay via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

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Just go to the customer service counter, show the SMS that contains the codes, and present a valid ID!

When everything is processed, your recipient will receive transaction and confirmation codes from us. Right after na matanggap nila ‘yon, they are able to redeem their goods at the nearest branch for them. Dadalhin lang nila ang isang valid ID at ipapakita ito sa Customer Service ng Redemption Center ng NCCC. Since we have your recipient’s details, our beautiful and handsome Customer Service team will assist them.

Cashless nang makakapag-grocery shopping ang pamilya mo sa pinakamalapit na NCCC Supermarket sa kanila thru BeamAndGo!

Gusto mo ‘yon? So ano pa ang hinihintay mo? Subok na rito sa BeamAndGo at simulan na ang wais na pagpapadala ng iyong perang kinikita. Not in Palawan or Davao, huwag kayo mag alala dahil available narin ang BeamAndGo nationwide! Here are the Convenience Store, Gas Station, Supermarket, Department Store, Fast Food Restaurant, and pharmacy merchants of BeamAndGo

Wais OFW asks: Anong paboritong pamilihan ng Pinoy sa Mega Manila?

Para sa mga OFW, totoong totoo ang kasabihan na “love knows no distance.”

Sino pa nga bang mas tatatag sa kanila na pinipiling malayo sa pamilya nang walang kasiguraduhan kung kailan makakabalik? Marami sa more than 2 Million na OFW ay umaalis ng bayang sinilangan nang sanggol pa lang ang anak, pero kapag nakabalik ay dalaga’t binata na sila.

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Kayod lang ng kayod! ‘Yan ang pusong Pinoy.

Ito ang sakripisyo ng mga ama at ina sa pangingibang bansa – umaasa na maiahon sa ginhawa ang pamilya at nang hindi na kailanganin pang magaya sa sitwasyon nila ang magiging pamilya ng kanilang mga anak sa hinaharap.

Swertihan pa kapag napunta ang ating mga Kabayan sa mabait na amo. Hindi biro ang trabahong pinapasok nila dahil sa maghapong pagkakayod, kapalit ay perang hindi naman mapapasakamay nila dahil ito’y kaagad na pinapadala rin naman sa pamilya sa Pilipinas. Minsang maiisipang sumoko, pero titiisin ang hirap dahil kailangan.

Kaya mahalaga na ang perang hindi basta-basta lang kinikita ng isang OFW, sa pangangailangan ng pamilya mapupunta. Iyan ang dahilan kung bakit nabuo ang BeamAndGo – to make sure your families spend you hard-earned money on their primary needs such as groceries, and food, before anything else!

That is made possible with Ultra Mega Supermarket gift certificates!

More than 50 years ago, Ultra Mega began their success story. It was managed by a pair of hardworking and dedicated parents to their 9 kids, who were also motivated by the same motivations of our OFW – to provide a brighter future for their children.

Years later, Ultra Mega has become the go-to supermarket for every Filipino family, especially sari-sari store owners in Mega Manila. With their tagline, “Sulit sa Quality, Presyong pang Suki”, talaga namang naging suki na ang mga tindahan sa pagbili ng kanilang panindang sa Ultra Mega!

Dahil sa retail at wholesale na bilihin, hindi uso ang “out of stock” sa Ultra Mega para masiguradong bawat suki nilang sari-sari store owners, makakabili ng paninda sa murang halaga.

DISCOUNT CORNER for you, shoppers!

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BEAMers are always excited to shop at Ultra Mega’s Discounted Corner!

Hindi lang basta mura ang paninda, discounted pa! Madali ‘yang makikita sa “Discount Corner” ng Ultra Mega!

Kaya ang mga suki, pili lang nang pili dahil sa napaka-raming bagsak presyo pero dekalikdad na produkto na pang-wholesale ang presyo!

One of Ultra Mega‘s mission targets their valued customers. They make sure to maintain a curated selection of goods that meet the highest of standards of quality while considering the most competitive price points to ensure that every peso is spent wisely to meet the needs of every family, small business owners and anyone who shop at their establishment.

IMG_1626.JPGPersonal Care

Hindi lang pambaon ni bunso, pang-restock sa kusina ni nanay, o pang-handa sa birthday party ang maaasahan mo sa Ultra Mega!

Mahalaga na lagi ring kumpleto ang personal care items ng mamamang Pilipino, dahil ika nga nila, “health is wealth”. Para iwas sa polusyon, usok, alikabok, o bacteria, panatilihing malinis ang kamay at katawan gamit ang mga items na mabibili sa Ultra Mega sa presyong pang-sari-sari! Kaya naman ang iba, kung bumili ay maramihan na dahil presyong Divisoria ang nakahilera sa harap nila ngunit sa pang-mall na brand pero higit na mataas na presyo!

At dahil hangad ng BeamAndGo na matulungan kayo at ang mamimiling Pilipino, kaagapay ng aming trusted supermarket partner with their digital gift certificates, makakabili na ang ‘yong pamilya sa Ultra Mega Supermarket!

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Abot tenga ang ngiti ng BEAMers sa pamimili ng kanila groceries sa Ultra Mega!

Here are the branches of Ultra Mega Supermarket available at BeamAndGo:

  • Ultra Mega Naic. 268 Ibayo Silangan, Naic, Cavite
  • Ultra Mega Rosario, J.B. Zuno Street, Brgy. E Poblacion, Rosario, Batangas
  • Ultra Mega Muntinlupa, 888 Brgy. Tunasan National Highway, City Of Muntinlupa, Metro Manila
  • Ultra Mega Baliuag 888 Doña Remedios Trinidad Highway, Baliuag, Bulacan
  • Ultra Mega Balagtas 888 McArthur Highway, Balagtas (Bigaa), Bulacan
  • Ultra Mega Sapang Palay, Masipag St. Brgy. Bagong Buhay 1 Sapang Palay, City Of San Jose Del Monte, Bulacan

How to avail of gift certificates from Ultra Mega Supermarket?

log inSince BeamAndGo was born to help, registration here is FOR FREE! Simply visit our website www.beamandgo.com and click the “SIGN UP FOR FREE” button. You only need to provide some of your details (full name, location overseas, profession, valid email address and mobile number). Once you’re done, makakatanggap ka ng email from us na successful ang iyong registration. It will only take 2-3 minutes to register, less hassle lang ‘di ba?

quantityNext thing to do is LOG IN your BeamAndGo username and head over to our STORE PAGE (upper right side). Select Ultra Mega Supermarket as your chosen product and ikaw na ang bahala kung ilang worth PHP 500 GC/s ang ipapadala mo para sa ‘yong pamilya. Of course, sigurado namang magiging masaya sila kapag mas marami!

Second to the last step is you need to fill in your beneficiary’s FULL NAME and MOBILE NUMBER. Be careful lang sa pag-fi-fill in ng details para sure na matanggap nila ng maayos ang transaction codes.

Last step is you can now proceed to checkout. You can pay via credit card, debit card (PayPal), online bank transfer at kung gusto mong magbayad ng cash, pwedeng-pwede kang pumunta sa remittance centers na tumatanggap ng BDO deposit and through our partners – Pacific Ace (Hong Kong & Macau) and iRemit!

Payment Channels 2018 updated

When everything is processed, your recipient will receive transaction and confirmation codes via SMS. Right after na matanggap nila ‘yon, they are able to redeem their goods at the nearest branch for them. Dadalhin lang nila ang isang valid ID at ipapakita ito sa Customer Service ng Ultra Mega Supermarket. Since we have your recipient’s details, our beautiful and handsome Customer Service team will assist them.

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Just go to the customer service counter, show the SMS that contains the codes, and present a valid ID!

Interesting? Cool! So ano pa ang hinihintay mo? Subok na rito sa BeamAndGo at simulan na ang wais na pagpapadala ng iyong perang kinikita. Not in Mega Manila? Huwag kayo mag alala dahil available narin ang BeamAndGo nationwide! Here are the Supermarket and pharmacy merchants of BeamAndGo.

Wanna learn more about the smartest way to remit? Don’t hesitate to watch this video!

your family's favorite brandss

Balik-Pilipinas: What Makes You Miss Home?

Missing home is a feeling we often experience, especially as an OFW living far away. Home is where the heart is, ‘ika nga nila. At para maiparamdam na mahal mo ang pamilya mo sa iyong hometown, subukan mong magpadala gamit ang BeamAndGo.

To learn more about BeamAndGo and our services, click here.

Tinanong namin ang ilan sa mga Beamers what it’s like to live in each of their hometowns — from their simple experiences to the memories they cherish the most. Ito ang kwento ni Raizza, Tom, Angela, at Shelly.

Raizza, Bicol

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Raizza is from Albay, Bicol, home of the infamous Mayon Volcano. The last time she’s been there was a year ago, October 2016. Swerte raw kapag nakikita mo ang Mayon ng buo. Kadalasan kasi, natatakpan ito ng mga ulap. Fortunately, Raizza always gets to see Mayon’s true beauty every time she visits.

For someone who spends so much time in the city, Raizza enjoys the slow pace in Bicol — yung feeling na hindi nagmamadali o minamadali. She says it makes one appreciate the little things that go by your day even more. Here’s how she describes coming back to her hometown of Albay:

“As cliché as it sounds, maririnig mo sa umaga ang mga tumitilaok na manok. I’d still be half

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Raizza’s favorite: tablea chocolate & binugtong

asleep by then, but I’ll always remember that my provincial home would be alive and bustling as early as 4:30 am. Maghahanda si Lolo at Lola para sa 5 AM mass at para mamalengke. ‘Pag 7 AM na, halos lahat ng nasa bahay ay gising na upang magsalu-salo. Siguradong nakahanda ang paborito kong tablea tsokolate at binugtong, a Bicolano delicacy made of glutinous rice with coconut cream wrapped in a banana leaf. Very similar to suman, only creamier.

After breakfast, I’d usually have somewhere to be in the city. Either bibisita ako ng mga friends ko from childhood or iikot lang ako para magliwaliw. Ang masaya diyan is there’s barely any traffic. I prefer going around the area via tricycle or jeep.

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Raizza’s family at Biggs

‘Pag in the mood si Lolo at Lola, lalabas rin sila kasama ang rest of the family. Usually, in the afternoon mamamasyal kami sa LCC Mall in Legazpi. Sasamahan ko ang Mommy ko at Lola ko na mamili sa department store. Kapag dinner, walang tatalo sa iconic Biggs food chain. Meron nito sa LCC Mall kaya it’s good narin na nandun kami. Biggs is a famous diner (and the biggest fast food chain in Bicol) that serves western food with a Bicolano twist.

 

Maaga natatapos ang araw kapag nasa probinsiya. By 7 or 8 pm, handa na ang lahat na matulog at mapahinga para sa susunod na araw.  No pressure at all thoughout the day, kaya you always feel so relaxed.”

We also asked her what she misses the most. Sabi niya, it’s being around with her grandparents. Besides the satisfaction of having her favorite people around, the calmness and serenity of the environment. Fresh na fresh and hangin at hindi masyadong mainit dahil sagana ang mga pananim at puno sa paligid, as she would say.

Tom, Iloilo

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Tom is from Jaro, Iloilo City. Ang huli niyang punta doon ay noong May 2016. Iloilo is known for it’s virgin beaches, batchoy,  heritage sites, and modern jeepneys that roam around the city. Coming back to his hometown always excites him. And whenever he does, he makes sure to spend a lot of time with his family and friends.

“Every time I visit Iloilo, I always make sure that I’m doing something each day. In the morning, Its either I try new restaurants, maybe visit the beaches or maybe just chill outside my home and enjoy the fresh air. At night, we go out and drink because the night life scene in Iloilo’s crazy.”

Tom remembers how delicious the food is in his hometown, especially the seafood. He even says, “you can never go wrong with the seafood in Iloilo. They’re huge and you can get them for a very cheap price.”

Angela, Negros Occidental

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Angela was born in Escalante City, Negros Occidental. The last time she visited was three years ago before she entered college. The province of Negros is quite known for their festivals: Pintaflores at San Carlos City, Panaad and Masskara at Bacolod, Manlambus Festival sa Escalante City, and a lot more.

Angela shares with us her favorite memories in Negros:

“I feel happy whenever I’m on a vacation in my hometown because I get to see my family and friends. Nakakapag-bonding kami. Catch up catch up, ganon. Andun ‘yung nostalgic feeling everytime uuwi ako. Ang sarap sa pakiramdam.

Simple lang ang buhay sa probinsya. Doon, kapag may vegetable garden ka, mabubuhay ka na! Ang hanapbuhay ng mga tao ay simple lang din, kumakasya lang ang kinikita nila sa pang araw-araw na pangangailangan. Laging kumakayod, bawal magpahinga. ‘Yung iba, umalis na papuntang ibang bansa para magtrabaho, tinitiis nilang malayo  sa kanilang pamilya para lang mabigyan sila ng magandang buhay. Kaya saludo ako sa mga mahal nating OFWs na kinkaya lahat matustusan lang ang pangangailangan ng kanilang pamilya. Mabuhay po kayong lahat!

Para makatulong sa mga OFWs with families in Western Visayas, may partner merchants ang BeamAndGo sa regions na ito. Kasama na dito ang Gaisano Capital, Iloilo Supermart, at Prince Retail.

Marami ka pang ibang puwedeng pagpipilian dito!

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Ang pagpapadala mo ng BeamAndGo Supermarket GC ay isa sa paraan ng pagpapakita ng pagmamahal sa pamilya mong, miss na miss mo na. Here’s what Angela misses most about her hometown:

“The spirit of Bayanihan. Sa probinsiya, madaling lapitan ang mga tao, lalo na sa panahon ng pangangailangan. Namimiss ko na din ang fiestas doon. May sayawan kasi doon sa ilalim ng buwan at mga niyog kapag fiesta, dito wala kasi di naman uso ang maingay na fiesta, at wala namang puno ng niyog dito sa Maynila, haha! One of the memories I cherish is nung nagpunta ako ng Panaad Festival sa Bacolod City, kasama ang kaibigan at pinsan ko. Pakiramdam ko halos nalibot ko na ang buong Negros Occidental!

Siguro kung may namimiss man ako ng sobra sa probinsya ay ang pamilya ko. Naalala ko, bago matulog ay ang pagdadasal namin ng sabay-sabay. Pag-gising naman sa umaga ang routine namin ng mama at mga kapatid ko is magwalis sa bakuran. Iba kasi talaga kapag kapiling ang pamilya, lahat gumagaan.”

Shelly, Davao

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Shelly at GMall, Davao City

Shelly is a proud Davaoeña. Her hometown is in Davao City, a coastal commercial center near Mt. Apo, the Philippine’s highest peak. It is also notably famous for Philippine Eagle and a place where you can get a lot of fruits and crops. Shelly tells us that aside from the numerous beaches and resorts, maraming mall sa Davao: Abreeza Ayala, SM, NCCC and the famous GMall. We also asked Shelly how it’s like in living in her hometown. Ito ang sinabi niya:

“Waking up in the Land of Promise is a great feeling. You are truly home safe with the people you spend everyday with. You can just go around and plan what you need to do for the day without worrying too much because the city has friendly beautiful men and women who love peace.

A typical day for me would be waking up with my coffee, doing routines at home, going to the mall. I actually like going to GMall, the place has variety of items from their supermarkets, food chains, to department stores. It’s a one-stop shop. And this mall really has a lot of affordable things to offer. Jeepneys pass by the mall making it convenient for commuters and shoppers. Taxis are everywhere too. It’s amazing to be here and every place is definitely accessible in the city.

Sleeping at night is one of my favorite things. Karaoke is limited to 10 PM so you can sleep soundly, hearing the chirping birds and animal friends in the background. And yes, I am living in an urban city but I can still feel like I’m in the countryside too. That is what most of us desire, I guess.”

Shelly misses the peaceful environment in Davao the most — how people treat you kindly, how they follow rules, and the lovely weather to match.

Ito ang mga namimiss nila sa mga lugar na kanilang kinalakihan. It’s such a good feeling to look back on those moments and places that have significant places in our hearts. And just because we don’t come back regularly, doesn’t mean we can’t show the people we miss how much we care for them. Sending Supermarket GCs using BeamAndGo is one of the ways to do so. Kahit saan pa man ang hometown mo, siguradong may option ka dito!

Send Supermarket GCs now!

 

Delivering on Promises He Made to His Country

If you have not heard, Lee Kuan Yew died this past week on March 23, 2015. And if you don’t know who he is, Lee Kuan Yew is the first Prime Minister of Singapore and the man chiefly responsible for what Singapore is today.

I have lived in Singapore for the past 12 years and here’s the deal: it’s safe here for everyone; it’s clean; efficient – everything works; no corruption; very little traffic; emphasis on education; continual uplifting. I love living here. I chew gum; I have freedom of speech; I respect others and others respect me.

Find that rainbow, GO RIDE IT

Singapore as a country shows what is possible for any country

Lee Kuan Yew envisioned this possibility and had the determination, perseverance and will to get it done. His views reflected his beliefs and his actions delivered on the promises he made to his country: stability, economic growth, jobs, a thriving metropolis, education for all, and harmony between all races and religions.

To say Lee Kuan Yee was a “great man” is the truth. The scope of his insights, his policies and the resulting product went beyond Singapore during his tenure as the country’s founding Prime Minister. His influence and intellect inspired global leaders till the day he died and will have a profound positive effect on future generations throughout the world.

I urge you to read more about him: his history and more importantly, his views. Just google “Lee Kuan Yew” or visit http://www.rememberingleekuanyew.sg/ and you will find ample reading.

Also feel free to share this with your friends and family.