Sad truth: 5 Causes Of Cheating Among OFW Relationships

Nakaranas ka na ba ng cheating?

Yung tipong nung bago pa lang siya o ikaw mangibang bansa, okay naman kayo ng partner mo pero kinalaunan, nagkaka-labuan na?

O baka may kilala kang nagpapanggap na single sa abroad kahit kasal na sa Pilipinas? Ginagawang libangan ang pagkikipag-chat sa iba hanggang sa mauwi na sa seryosohan?

Aminin man natin o hindi, kahit kanino nangyayari ito!
Masakit at mahirap iwasan, pero pwedeng solusyonan.

Cheating or infidelity has been cited as the greatest challenge for OFWs according to Davao Catholic Herald. At ano ang karaniwang kinahahantungan nito? Ang ibang pamilya, nagugulat na lang na hindi na nagpapadala ng pera si kabayan – or worse, ni wala nang paramdam. On the other hand, maya’t maya namang ubos ang padala ni kabayan dahil sa pagwawaldas ng pinapadalhan sa Pinas! Ni hindi na alam ni Kabayan kung ano ba talaga ang nangyayari at kung saan napupunta ang padala.

Ang tanong – BAKIT NANGYAYARI ITO? Pero ang mas dapat na masagot – PAANO ITO SOSOLUSYONAN?

Mahirap mang tanggapin, ito ang katotohanang pinagdaraanan ng karamihan sa ating mga kababayan. GISING! ‘Wag na nating paabutin sa ‘di magandang kahihinatnan! Your BeamerKada‘s got some TIPS for OFWs on why cheating happens and how to handle this issue on the premier episode of PAYONG KABIGAN!

OO! Pati ang pagsisinungaling pagdating sa pera-padala is another form of cheating na patuloy na binibigyang solusyon ng BeamAndGo! Kung ‘di mo pa nasusubukan, umpisahan mo na ngayon! Register for free at www.beamandgo.com and together, let us END CHEATING!

PAALALA lang, ha? Ito’y payong kaibigan.

Marami pa tayong pag-uusapan sa Payong Kaibigan so make sure to 👍LIKE, 🔴SUBSCRIBE and hit the 🔔BELL BUTTON on our Youtube channel for notification.

 

OFW SHOPPING ADVICE: Bakit paboritong pamilihan ang Supermarket na ito? Alamin!

Taun-taon ay padagdag ng padagdag ang bilang ng mga Pilipino na nagsasakripisyo at nakikipagsapalaran para mahanap ang magandang kapalaran sa ibang bansa. Ang isa sa mga pinakarason – ay para sa maayos na kinabukasan ng kanilang pamilya sa Pilipinas.

“Mahirap at malungkot dito sa ibang bansa, pero para sa kanila, magtitiis ako…” isa lang ito sa kwento ng isang Overseas Filipino Worker na nakilala at nakausap namin. At dahil isa sa misyon ng BeamAndGo na makatulong sa budgeting ng pamilya, masaya kami na i-welcome ang bago naming partner na Gaisano City.

By using BeamAndGo Digital Gift Certificates, mas ma-iinspire ka sa pagpapadala ng weekly or monthly budget sa ‘yong loved ones. Dahil dito, you can take control of your remittance.

Anu-ano ang makikita sa Gaisano City? 

Kilala ang Gaisano City pagdating sa best quality mga produkto sa Visayas and Mindanao. Sa lawak ng mall na ito, talaga namang maraming pagpipilian na susulit para sa grocery budget ng ‘yong pamilya.

Pagdating sa budgeting, hindi lang dapat presyo ang basehan. Dapat ay healthy, fresh at siguradong maganda ang quality ng mga pagkain na pipiliin mo. Hindi mawawala d’yan ang mga gulay, prutas, wet goods, gatas, baon packs at iba pa na sulit ihanda sa hapag-kainan nila.

Kung ang hanap niyo naman ay mga kagamitan na worth it para sa inyong bahay, Gaisano City’s Department Store is perfect for your family. Mapa-appliances, school needs, damit o mga pang-regalo ay available rin. Dahil sa affordable prices nila, talaga namang jampacked ang mga customers everyday!

Here’s the branch list for your families:

• CM Recto Ave., Cor. Corrales St., Cagayan de Oro City
• Puerto Highway, Cagayan de Oro City
• Fortich Street, Malaybalay City
• Mabini Cor. Magsaysay St., Valencia City
• Roxas Avenue, Villaverde St., Iligan City
• Zone 6, Bulua Highway, Cagayan de Oro City
• JC Aquino Ave. cor. Capital Ave. Imadejas, Butuan City

How to avail of gift certificates from Gaisano City?

Walang kahirap-hirap ang pagsali sa BeamAndGo Community! In 2 to 5 minutes, libre ka nang makakapag-sign up sa amin. First thing to do is, visit www.BeamAndGo.com and look for the button “SIGN UP FOR FREE”. Kailangan mo lang makumpleto ang details mo (full name, location overseas, valid mobile number and/or email address, occupation) para ma-fulfill ang registration process.

After signing up, you can now login your account and take the next step which is the merchant selection process. Ito na ‘yung start ng pagbabago para sa budgeting mo! Choose GAISANO CITY (specific branch) as your selected product and it’s up to you kung ilang worth PHP500 GC/s ang gusto mong ipadala sa iyong pamilya. Mas marami, mas masaya ‘di ba?

The last step is your payment. You can pay via credit card, debit card (PayPal), online bank transfer, at any remittance centers that accept BDO deposit and through our partners, Pacific Ace, iRemit, PNB, CanPayBills, and PayRemit (tie-up branches in Singapore, UAE, Saudi and Taiwan, Malta).

When everything is done and processed, your recipient will receive the CODES from BeamAndGo. Do not worry, our Customer Service will call him/her to confirm if the codes were received. Pupunta lang sila sa pinakamalapit na branch sa lugar nila at ipapakita ang CODES at isang VALID ID sa CUSTOMER SERVICE DEPARTMENT. And finally, maaari na silang mag-shopping nang mga goods and items na kailangan nila.

Easy, diba? So what are you waiting for? Visit our website now, and start sending for your loved ones here in the Philippines. We are always here to build a better future for you! And if you’re not in any of those locations, don’t worry because we are available nationwide! Here are the rest of our partners.

Para sa karagdagang detalye, panoorin ang video na ito.

There’s More To Providing For Your Family Than Just Sending Cash

Since we started BeamAndGo about a year ago, we read a lot of articles about the remittance industry and spoke to many OFWs. Our aim was to understand what was going on so that we can provide the best solution to the recurring problems.

Here are some interesting numbers …

1. In 2014, overseas remittance into the Philippines totaled almost USD $27 Billion. And for the past 15 years, this number has increased by about 5% annually.

2. Over the last 10 years, the percentage of people living below the poverty level line has remained the same at about 25%; however, because of the increase in population, the actual number of people living below the poverty level line has increased.

How is that possible that even with a steady increase of money being remitted into the Philippines every year, the % of people living below poverty stays the same?

Most of the experts say that it’s because of these three things: (1) lack of financial literacy and limited knowledge which results in saving very little of the remittance money; (2) misuse of the money by spending on non-essentials like cosmetics, fast food, gifts, high-end gadgets, gambling, drugs and alcohol; and (3) theft.

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As we always say at BeamAndGo headquarters: “We believe there is a better way for people to support their loved ones in the Philippines other than just sending cash.” Part of it is having more knowledge and paying attention to the management of your money. Every week, our team shares financial tips, tricks, advice and recommendations for Filipinos and OFWs. I think they are all awesome.

Here are my Top 5 favorites (in no particular order)…

1. iMoney Philippines‘ Learning Center has a wonderful article on saving money called “How to Save Money Wisely for Filipinos”. Check it out at http://www.imoney.ph/articles/how-to-save-money-wisely-filipinos.

2. In the Life & Style section of Rappler, Lianne Martha Maiquez Laroya writes “Saving money is hard – and boring. And most of all, it’s so not effective!” But she goes on to describe 12 tricks that makes the saving process a little less boring. Go to http://www.rappler.com/life-and-style/34433-12-tricks-to-save-money to see the full article.

3. In a recent article in Filipiknow, the author talks about ways to lower one’s Meralco bill. Waste not, want not. Check out the article at http://www.filipiknow.net/ways-to-lower-electric-bill.

4. The guys at Peso and Sense recommends spending only up to 70% of the monthly cash on expenses, with the rest set aside for savings. It’s a matter of discipline and expense management. Good advice. To read the complete article, go to http://pesosandsense.com/practical-money-tips-for-filipinos.

5. Groceries are one of the big expenses in our daily lives. Got to eat, right? MoneySmart.ph talks about 5 ways to save money on your groceries. If you want to start saving, check out this article http://blog.moneysmart.ph/lifestyle/5-ways-to-save-money-on-groceries-in-the-philippines.

These articles represent just the tip of the iceberg. The BeamAndGo team has found many more useful articles on ways to make your hard earned money go farther. To see them all, go to http://www.facebook.com/BeamAndGo. And if you like us, you will be notified when we post new articles.

As always, if you have any comments or questions, feel free to contact me at jonathan.chua@beamandgo.com. Also if you like this article, don’t be shy, share it with your friends and family.